Watch Out For Opportunity Ads, Hype, Cons Too Good To Be True
There is a very valid old saying that goes something like this: "If something seems too good to be true is probably IS." I would go farther then that to say that if something seems too good to be true then it definitely is not as good as it seems, and most likely is a con or at least some hype trying to influence you into taking the desired action.
Of course there are always questions when it comes to the old 'too good' bit - is it too good to believe in a one-hundred percent return on an investment? Maybe not if you are an insider or have specialized knowledge or abilities to bring to bear - but if the promoters are promising that anyone who invests will get at least twice their input back then you really have to question why if the investment is that good they aren't going to a bank and taking a loan themselves to keep all that profit for themselves!
Using a little common sense seems to be too much to ask for some people however - everyone wants to find that 'get rich quick' scheme that won't take any time or effort or money on their part. They feel that following a preset process and series of instructions should be enough to make them successful, when a little deductive reasoning should make it clear that if that is all that it took then everyone who can read and has ever investigated opportunities on the internet should already be successful themselves. The truth is that hard work and effort are the skills that are necessary no matter what the opportunity - and if you don't have or aren't willing to invest these skills then no matter what you try your hand at you are unlikely to see true success, although some lottery winners and exceptions to the rules do exist and seem to contradict this otherwise solid fact of life!
True Lies
Even complete myths and lies can tell us a lot about the people reading and spreading them, but many urban legends and hype or misinformation that exists out there is harder to cull because it contains a kernel of truth buried in the lie. Many times there are scams that are based on people's fear of being scammed to allow someone to access their information or accounts and indeed take advantage of that person. A great rule of thumb everyone should always hold true to is to NEVER click a link in an email from someone you don't know, and to never follow an email link to a website you have to log into, especially if it's a site where you have financial information or access funds. The term used to describe emails and other nefarious methods to try and get information out of you is "Phishing" and it is becoming more and more common.
A very common trick for instance is to send you a notice of an 'unpaid' invoice or worse yet a receipt for some payment supposedly made from your online payment account. The first reaction is of course to follow the link to the item and check on it and the payment in question - but often the link actually directs you to a fake log-in site for your PayPal or bank account designed just to gather any user name or password that you enter to allow the person perpetrating the fraud to gain access to your account and clean you out.
Tricks like these, or "cons" are nothing new - but with the advent of the Internet and high technology the ways that you can be fooled or that a con man can access your personal information
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